What to Do If You’re in a Car Accident on Campus

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Date sent: 2020/05/04 17:32:15
There is a particular responsibility for having a car on campus. This luxury will allow you to drive around campus, to your favorite restaurants with classmates, or to go home during breaks. However, there is also the possibility that you may get into an accident regardless if it’s your fault or not.

We’re going to go over exactly what to do if this happens to you while on campus!

Move to a Safe Place

You never want to leave the scene of an accident because then that would be considered a hit and run, which will result in serious legal trouble. If the accident happened in the middle of a busy street, you could move over to a safer location to get out of the way.

Being in the middle of the street can cause another accident or a lot of traffic. When the collision happens in a parking lot, it’s possible to move a little to let other cars in and out.

Check on Others Involved

Once you’re in a safe location to get out of your vehicle, you should always check to make sure everyone is okay. People are more important than a car or anything else. If someone is non-responsive or is expressing they are in need of medical help immediately, call 911.

Even if you don’t think the accident wasn’t significant, it’s always a good idea to have all involved get checked by a medical professional.

Call the Police

Once you know everyone is taken care of medically, you can contact reinforcement to assess the accident. If you know of anyone who was a witness, ask them to stay to make a statement to the cops.

A police report is significant for insurance companies to make an agreement.

Collect Documents

For your insurance company, it’s imperative to save all documents regarding the accident. This includes the police report, medical report, photos of both cars, any financial bills, information about the other driver, eye witness statements and contact, and other driver’s insurance information.

Regardless of whether the accident was your fault or not, the more information about it you have will make your claim stronger.

File the Claim

Making a claim with your insurance company can help you get the money you need for medical bills or auto repair bills. Most insurance companies cover liability. This “helps pay for other drivers’ property and bodily injuries if you’re found at fault in an accident,” states the experts at a Toronto car insurance company.

In some cases, the incident is said to be 100% one person’s fault, and in other cases, it’s divided. This all depends on how the insurance companies interpret the documents you provide.

The Bottom Line

Driving is something we all get so used to and sometimes forget that accidents do happen! We hope that any incident that occurs on campus is minor and can be settled respectfully.

Date sent: 2020/06/03 06:18:46

Date sent: 2020/07/30 11:05:53
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